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The holiday season is a time to be especially vigilant for online scams. Scammers are privy to the fact that consumers will be spending more time online during the holiday season, looking for great deals. Additionally, people increase their social media usage during the holidays, often sharing traditions, photos and participating in holiday-themed online activities.…
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In the age of The Great Resignation, increased remote work possibilities, and wage increases that are still not keeping pace with inflation, job seekers are actively looking for better work opportunities. Many of them are looking for positions that offer flexible work hours, the freedom to work from wherever, and wages that allow them to…
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Saving money can be a challenge, even more so for those whose wages and earnings have not kept pace with cost-of-living increases. In fact, a survey in early 2022 found that 56% of Americans would not be able to cover a $1,000 emergency with savings. Furthermore, saving is now at higher risk of losing purchasing…
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If you’re starting to think about buying a house, you’re probably very excited — and maybe a little overwhelmed. Buying a house is a major milestone and something to celebrate, no doubt. It’s a reflection of your hard work, patience, and maybe even sacrifice. But if you feel like you’re stumbling through a new language…
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Do you wonder where your money went every month? Are you having a hard time building your savings? If you answered yes to either of these questions, it’s time to make a change if you want to be financially successful. Follow these money management tips: Create a Budget & Savings Plan If you haven’t made…
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According to data from Experian, the average American has just over $5,000 in credit card debt. With average credit card interest rates soaring to 20.16% in the third week of January, carrying a balance on your credit card can come with a hefty price tag. And since the Federal Reserve plans to raise interest rates…
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Love is in the air—and so is spending! In 2022, partners and spouses planned to spend an average of $175.41 on their better half, which is just over $350 per couple. For many people, spending $350 on this holiday simply isn’t feasible (or desirable!). It’s understandable that you may want to sweep your sweetie off…
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Preparing a year in advance of the next tax season can empower and enable you to best manage the process. If filing your taxes has had your head spinning and making you wish you had been more organized and educated ahead of time, you’re not alone. Read on for how to prepare for the 2023…
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If you’re thinking about purchasing your very first home, congratulations! Purchasing a home is a huge milestone in your life and an oft-touted landmark of achieving the American dream. But deciding when you’re ready to purchase a home is a big decision, and saving the amounts needed for a down payment, closing costs, and other…
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